About Discounted Bills
They are commercial checks with various maturity dates and creditors.

The bank pays the value of the promissory note to the final beneficiary (merchant) before its maturity date.  The beneficiary then relinquishes the rights to the value of the note and endorses it in favour of the bank.

All promissory notes must have a specific concentration ratio and period, with the limit being reviewed annually. Interest and commission are imposed in advance at each discount transaction.

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